FALL GRAIN HARVEST POLICY

CORN:

Shrink and discounts shall apply on a per field basis.

Shrink: 1.5% for each 1% moisture over 15%

Drying:  4 cents for each 1% moisture over 15%

FM:  1 cent per point over 3%

Damage Discount: 1 cent per point over 5.0%

Open Storage:  .0015 per bushel per day

Corn left on open storage after January 2, 2011 will be shrunk from 15% to 14.5% with no additional drying charges.

 Corn put under warehouse receipt will be shrunk to 14% moisture.

Beans:

Shrink and discounts shall apply on a per load basis.

Shrink:  2.5% for each 1% moisture over 13%

FM:  Foreign material above 1% will be deducted from each load.

Storage rates:

Open storage:  .0017 per bushel per day